Business Certificate of Deposit

Upgrade your ROI, with daily compounding interest from Nelnet Bank.

Check Our Rates

12 Months

3.25% APY

18 Months

3.2% APY

2 Years

3.15% APY

3 Years

3.15% APY
APY is Annual Percentage Yield. Displayed rates are accurate as of December 1, 2025. Early withdrawal penalty applies. See Disclaimer. $15 outgoing wire fee. Fees may reduce earnings.

Build Your Future, One Smart Step at a Time

Your business goals are unique. We're here to help you reach them with smart tools, strong rates, and support every step of the way.

Competitive, High-Interest Rates

More qrowth equals more possibility, so we work to maintain rates that give you a great return.

No Monthly Maintenance Fees

When you save on fees every month, your CD will grow faster over time.

Flexible Terms

Whether you're looking for a short-term option or a long-haul partner, we have options for every situation.

How To Get Started

If you're ready to start earning more every month, you can get started in just a few steps.

first

Apply Online

Complete an application in minutes with our streamlined application process

second

Transfer Funds Into Your Account

Add $25,000 or more into your new Nelnet Bank Certificate of Deposit account.

third

Start Earning Interest

Interest compounds daily and pays monthly, so your money will start growing from day 1.

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View the Business Account Deposit Agreement
1For terms 6 months or less, the penalty is 30 days' simple interest. For terms more than 6 months and up to 12 months, the penalty is 90 days' simple interest. For terms more than 12 months and up to 2 years, the penalty is 180 days' simple interest. For terms more than 2 years and up to 5 years, the penalty is 365 days' simple interest. For terms more than 5 years and up to 10 years, the penalty is 540 days' simple interest.