K-12 High-Yield Savings Accounts

The vitality of your school is top of mind for you - and us.

Check Our Rates

$0 - $24,999
2.60% APY
$25k - $99,999
2.60% APY
$100k - $249,999
2.99% APY
$250k - $2,499,999
3.38% APY
$2,500,000 +
3.89% APY
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A Smart, Safe Decision

  • Competitive, high-interest rates - We offer competitive rates that help your account grow so you can do more with your money.

  • No monthly maintenance fees - Pay less and earn more, with an account that doesn't nickel-and-dime you each month.

  • A trusted partner - We designed this product in partnership with FACTS. Our customized tiers and interest rates are optimized to help K-12 schools.

  • Quick access to your funds - Prepare for unexpected events or expenses with quick access to your funds.

APY is Annual Percentage Yield. Displayed rates are accurate as of March 1, 2026 and may be different at the time you apply. The rate is subject to change after the account is open. $15 outgoing wire fee.

How To Get Started

If you're ready to start earning more every month, you can get started in just a few steps.

first

Apply Online

Complete an application in minutes with our streamlined application process

second

Transfer Funds Into Your Account

Add $2,500 or more into your new Nelnet Bank High-Yield Savings Account.

third

Start Earning Interest

Interest compounds daily and pays monthly, so your money will start growing from day 1.

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