Debt Cancellation
Due to the COVID-19 pandemic, interest on all federally owned loans has been waived and all payments suspended temporarily, including for new originations. In addition, the recently announced Biden-Harris Administration's Student Debt Relief plan includes student loan cancellation for federally-owned loans based on income. If you plan to include federal education loans in your refinance, we encourage you to visit Studentaid.gov/debt-relief-announcement/one-time-cancellation for the most up-to-date information.
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If federal student loans, grants, and scholarships aren't enough to pay for college, we offer packages with the terms and features you need to get started on the right foot. If that’s not enough, Nelnet Bank is backed by Nelnet – a company with over 40 years of experience helping students successfully navigate repayment.
Lowest rates listed to the rightbelow include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan. See Disclaimer
Student Loan Refinance
Simplify your student loans into one monthly payment while potentially saving on your interest rate.
Federally-held student loans have a suspension of payments and a temporary interest rate of 0% through 12/31/22. If you refinance these loans, you will no longer qualify for this relief or other federally-held loan benefits. Carefully consider your options before refinancing federally-held loans.
Lowest rates listed to the leftbelow include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan. See Disclaimer
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You’ve come a long way – but you’ve still got places to go. We’re on a mission to help you go as far as your path can take you, with financial help that puts bigger goals in reach.
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With Nelnet Bank, the benefits add up – from dollars and cents to expert insights you won’t get anywhere else. We’re here to put our power to work for you.
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Whether you’re looking to lower your monthly payment or pay off your loans faster, we set terms that help you get it done.
Flexible Repayment
Offering diverse loan terms and reassuring hardship forbearance, our loan repayment options will have you covered no matter where life takes you. See Disclaimer
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Refinance
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