Alert

Debt Cancellation

Due to the COVID-19 pandemic, interest on all federally owned loans has been waived and all payments suspended, including for new originations, until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. We will notify borrowers before payments restart. Visit StudentAid.gov/coronavirus for updates. If you refinance these loans, you will no longer qualify for this relief or other federally-held loan benefits. Carefully consider your options before refinancing federally-held loans.

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Private Student Loans

Find a path that’s right for you with competitive rates, flexible options, and knowledgeable help when you need it. If federal student loans, grants, and scholarships aren't enough to pay for college, we offer packages with the terms and features you need to get started on the right foot. If that’s not enough, Nelnet Bank is backed by Nelnet – a company with over 40 years of experience helping students successfully navigate repayment.

Lowest rates listed to the rightbelow include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan. See Disclaimer

Variable Rates

Borrow
Rates between
5.12% - 15.15%
APR

Fixed Rates

Borrow
Rates between
4.49% - 14.57%
APR

Student Loan Refinance

Simplify your student loans into one monthly payment while potentially saving on your interest rate. Federally-held student loans have a suspension of payments and a temporary interest rate of 0% until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. We will notify borrowers before payments restart. Visit StudentAid.gov/coronavirus for updates. If you refinance these loans, you will no longer qualify for this relief or other federally-held loan benefits. Carefully consider your options before refinancing federally-held loans.

Lowest rates listed to the leftbelow include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan. See Disclaimer

Variable Rates

Borrow
Rates between
6.94% - 13.60%
APR

Fixed Rates

Borrow
Rates between
4.74% - 9.69%
APR

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With Nelnet Bank, the benefits add up – from dollars and cents to insights you won’t get anywhere else. We’re here to put our power to work for you.

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Offering diverse loan terms and payment assistance programs, our loan repayment options will have you covered no matter where life takes you. See Disclaimer

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