Private Student Loans
Find a path that’s right for you with competitive rates and flexible options.
If federal student loans, grants, and scholarships aren't enough to pay for college, we offer packages with the terms and features you need to get started on the right foot. If that’s not enough, Nelnet Bank is backed by Nelnet – a company with over 40 years of experience helping students successfully navigate repayment.
Lowest rates listed to the rightbelow include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan. See Disclaimer
Student Loan Refinance
Simplify your student loans into one monthly payment while potentially saving on your interest rate.
Federally-held student loans have a suspension of payments and a temporary interest rate of 0% until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. We will notify borrowers before payments restart. Visit StudentAid.gov/coronavirus for updates. If you refinance these loans, you will no longer qualify for this relief or other federally-held loan benefits. Carefully consider your options before refinancing federally-held loans.
Lowest rates listed to the leftbelow include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan. See Disclaimer
Fueling Your Journey
You’ve come a long way – but you’ve still got places to go. We’re on a mission to help you go as far as your path can take you, with financial help that puts bigger goals in reach.
Explore New Heights
With Nelnet Bank, the benefits add up – from dollars and cents to insights you won’t get anywhere else. We’re here to put our power to work for you.
Whether you’re looking to lower your monthly payment or pay off your loans faster, we set terms that help you get it done.
Offering diverse loan terms and payment assistance programs, our loan repayment options will have you covered no matter where life takes you. See Disclaimer
Need help finding the right product for you? Our 40+ years of industry experience is only an email, chat, or phone call away.