On Your Way
to Something Great

Wherever your journey takes you, Nelnet Bank is by your side.

Paying for College

Higher education puts you on a path to new possibilities, and we’re here to make sure your educational goals stay on track. Whether you need private student loans to pay for upcoming tuition or want to refinance loans you already have, we can help with competitive rates, flexible repayment terms, money-saving features, and more.


Variable Rates

Borrow
Rates Between
6.31% to 15.53%
APR

Fixed Rates

Borrow
Rates Between
4.49% to 15.47%
APR

If federal student loans, grants, and scholarships aren’t enough to pay for college, we offer packages with the terms and features you need to get started on the right foot. If that’s not enough, Nelnet Bank is backed by Nelnet – a company with over 40 years of experience helping students successfully navigate repayment.

Displayed rates are accurate as of February 1, 2024 and may be different at the time you apply.

Variable Rates

Borrow
Rates Between
7.62% to 14.52%
APR

Fixed Rates

Borrow
Rates Between
7.12% to 11.19%
APR

Please be aware, refinancing your federally-held loans will disqualify them for any federally-held loan benefits such as potential debt forgiveness and income-driven repayment. Carefully consider your options.

Displayed rates are accurate as of February 1, 2024 and may be different at the time you apply.

Starting a Remodel

Upgrading your home is an upgrade to the moments that matter most. If a remodeling project is a part of your plan, we can help with competitive-rate loans that pay contractors directly with your approval.


Making a Purchase

Life can be unpredictable, and unexpected expenses can pop up at any time. Whether it’s a medical emergency, a car repair, or a special purchase, our bank has you covered with our personal loan options. Our loans offer competitive rates and flexible repayment terms, so you can get the money you need, when you need it. Apply today and have the peace of mind that comes with financial security.


Variable Rates

Borrow
Rates Between
7.62% to 14.52%
APR

Fixed Rates

Borrow
Rates Between
7.12% to 11.19%
APR

Saving Money

Making your money work harder is a key step to a bright financial future. That’s why we offer Certificates of Deposit (CDs) and High-Yield Savings Accounts with competitive rates that help your money grow big and strong.


High Yield Savings

Save
Rates Up To
2.00%
APY

High Yield CDs

Save
Rates Between
2.00% to 4.35%
APY

High Yield Savings

Save
Rates Up To
2.00%
APY

High Yield CDs

Save
Rates Between
2.00% to 4.35%
APY

Commercial High Yield CDs

Save
Rates Between
2.00 % to 4.35%
APY

Commercial High Yield Savings

Save
With Rates
2.00%
APY

Personal Savings

High Yield CDs

Fixed Rates

Save
Rates Up To
7.12% to 11.19%
APR

High Yield Savings

Fixed Rates

Save
Rates Up To
7.12% to 11.19%
APR

Commercial Savings

High Yield CDs

Variable Rates

Borrow
Rates Up To
7.62% to 14.52%
APR

High Yield Savings

Variable Rates

Borrow
Rates Up To
7.62% to 14.52%
APR

NelnetBank App Example

Borrow, Save Manage, and More

We’re With You

Introducing Nelnet Bank—the fast and easy way to manage your loans! With Nelnet Bank, you can easily keep track of your loan payments, sign up for automatic payments, and access helpful resources to help you stay on track. Get the ultimate convenience and flexibility with Nelnet Bank and start managing your loans today!

Get It on Google PlayDownload on the App Store

Borrow, Save Manage, and More

We’re With Your

Introducing Nelnet Bank—the fast and easy way to manage your loans! With Nelnet Bank, you can easily keep track of your loan payments, sign up for automatic payments, and access helpful resources to help you stay on track. Get the ultimate convenience and flexibility with Nelnet Bank and start managing your loans today!

Get It on Google PlayDownload on the App Store

1Lowest rates listed above include an interest rate reduction for eligible applications, enrollment in auto debit, and are available only to the most creditworthy applicants. Advertised variable rates reflect the starting range of rates and may increase over the life of the loan.