Personal High-Yield Savings Accounts

When you're ready for your money to work harder, our high rates ensure you get more value from every dollar saved.

Check Our Rate

3.25% APY
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Incredibly Simple

  • Daily Compounding Interest

  • No Maintenance Fees

  • $15 Outgoing Wire Fee

  • $100 Opening Deposit Required

APY is Annual Percentage Yield. The rate is subject to change after the account is opened. $100 minimum balance is required to open the account. Fees may reduce earnings. APY is Annual Percentage Yield. Displayed rates are accurate as of December 1, 2025.

Grow Your Money on Your Terms

Whether you're saving for something big or just getting started, we'll help you grow your money with confidence and clarity.

Competitive, High-Interest Rates

More growth equals more possibility, so we work to maintain rates that give you a great return.

No Monthly Maintenance Fees

When you save on fees every month, your savings will grow faster over time.

Quick Access To Your Funds

Prepare for unexpected events or expenses with quick access to your funds.

How To Get Started

If you're ready to start earning more every month, you can get started in just a few steps.

first

Apply Online

Complete an application in minutes with our streamlined application process

second

Transfer Funds Into Your Account

Add $100 or more into your new Nelnet Bank High-Yield Savings account.

third

Begin Saving

Start earning interest