Paying for it shouldn’t be.
The Nelnet Bank Premier Graduate Loan helps eligible healthcare students finance advanced degrees with specialized rates, terms, and features—including up to 5 years of Residency or Fellowship Deferment.
*Rates displayed include a 0.25% auto-debit discount only available once the repayment period begins and you enroll in auto debit. During the deferment period, interest will accrue at 8.99%, 10.24%, or 10.99% respectively, and will be added to your principal balance once you enter repayment.
Nelnet has supported education for more than 45 years. Nelnet Bank builds on that. The Nelnet Bank Premier Graduate Loan is designed specifically for students enrolled in eligible healthcare programs, with specialized rates, terms, and features to deliver a modern lending experience designed to make borrowing simpler for students and families.
See if you qualify in minutes.
Review rates and terms of your loan offers.
If approved, sign online, and we’ll work directly with your school.
After you apply, you’ll get clear next steps—and access to real people if questions come up.
Apply NowApplicants must be U.S. citizens or permanent residents enrolled in an eligible graduate program and eligible institution.
Nelnet has supported education for more than 45 years. Nelnet Bank builds on that experience to deliver a modern lending experience designed to make borrowing simpler for students and families.
Stay focused on your studies. We’ll make financing feel simple.
Apply Now| Loan Term | Interest Rate | Amount Provided | # of Payments | Monthly Payment | Total Paid |
|---|---|---|---|---|---|
| 10 Years | 8.74% | $10,000 | 120 | $175.87 | $21,104.54 |
| 15 Years | 9.99% | $10,000 | 180 | $156.81 | $28,225.79 |
| 20 Years | 10.74% | $10,000 | 240 | $151.55 | $36,371.97 |
Assumes 4 years of college and 6 months grace. Deferred interest will capitalize upon entering repayment. Rates displayed include a 0.25% auto-debit discount only available once the repayment period begins and you enroll in auto debit. During the deferment period, interest will accrue at 8.99%, 10.24%, or 10.99% respectively, and will be added to your principal balance once you enter repayment.
2 Fixed interest rates range from 8.74% APR (with auto debit discount) to 10.99% APR (without auto debit discount), depending upon the loan term selected. The fixed interest rate will remain the same for the life of the loan. Displayed rates are accurate as of April 17, 2026 and may be different at the time you apply.
10-Year Term 
Dentistry